Mortgage Services

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My name is FRANCISCO MEJIA, and I am here to help my clients, and I am proud to be part of the team led by ENZA VENUTO and ANTHONY VENUTO both “mother and son” from Intouch Mortgage Solutions. With more than 45 years of experience in the financial industry providing real Mortgage Solutions for families in Vaughan, and the entire GTA region. Every Canadian family deserves a safe, decent and affordable place to call home. Getting approved for a mortgage could be the most important step in the home buying process. You’ll need to provide your mortgage broker with specific details about the home you’re purchasing, along with your income and down payment details. Here is a list some of the documents you may need to provide include:

Employment information:

Current employment income from a T4, pay slips or signed letter from your employer
Other sources of income such as investments, rental income, or freelance income

Down payment information:

If you are using your own funds: savings or investment statements from the last 90 days
If you are using the Home Buyers’ Plan (HBP): proof of withdrawal from your RRSP
If you are using a gift from a family member: a letter stating the money is not a loan

Financial information:

The deposit amount that was included with your Offer to Purchase
An inventory of your current assets and liabilities such as investments or car loans
A void cheque to setup mortgage payment withdrawals

Details about the home:

The address
The closing date
Property tax, condo fees and heating cost estimates
A copy of the real estate listing
A copy of the accepted Offer to Purchase agreement, including the exact purchase price
A copy of the home appraisal, home inspection and/or land survey
Your lawyer’s name, address and phone number